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Third-party liability insurance for owners of autonomous vehicles
Autonomous cars are slowly becoming a reality, accompanied by logistical, technological and legal barriers. The Polish parliament has already made some initial legislative steps by introducing, for example, a definition of an autonomous motor vehicle and a procedure for testing such vehicles on public roads. However, there is a need for further statutory regulation of insurance products and insurance companies tasked with providing compulsory third-party liability protection in a situation of great uncertainty and legal gaps.
Third-party liability insurance for owners of autonomous vehicles
Acquittal of a drunk driver does not exclude civil liability
In December 2020, the European Court of Human Rights issued its judgment in Papageorgiou v Greece (application No. 44101/13), holding that despite his prior acquittal, the imposition of civil liability on a driver for causing an accident under the influence of alcohol did not violate the presumption of innocence. The case provides an opportunity to discuss how the outcome of criminal proceedings impacts drunk drivers’ liability for damages.
Acquittal of a drunk driver does not exclude civil liability
Pro rata condition in insurance policy held ineffective
In a judgment involving compensation under an insurance policy, the Supreme Court of Poland has held that a pro rata provision was invalid because it was disadvantageous to the insured and was included in the insurance conditions unilaterally by the insurer as the party with the stronger contractual position.
Pro rata condition in insurance policy held ineffective
Business interruption insurance and the coronavirus crisis
Even before a state of epidemic threat was announced, some businesses anticipating the probable impact of the approaching pandemic decided to take out business interruption insurance. But can this type of coverage make up for at least some of the losses due to the pandemic?
Business interruption insurance and the coronavirus crisis
How to calculate damages in litigation over property insurance?
In a judgment involving damages under an insurance policy, the Supreme Court of Poland indicates how to calculate the amount of damages, and discusses various possible methods of monetary compensation for property damage in cases involving an insurer’s liability.
How to calculate damages in litigation over property insurance?
Challenges for insurers from the COVID-19 pandemic
The unstable economic situation connected with the COVID-19 pandemic is also impacting the insurance industry. Dependent on global phenomena and trends, the insurance market will soon have to face a new economic reality, develop appropriate solutions for clients, and prepare to defend against claims.
Challenges for insurers from the COVID-19 pandemic
Does an insurance contract cover pandemic risks?
The COVID-19 pandemic affects the situation of companies and individuals. Many of them wonder whether they will be able to take advantage of insurance cover they have taken out. The insurance industry is wondering the same thing.
Does an insurance contract cover pandemic risks?
Coronavirus and international carriage of goods by road
A range of legislative and legal initiatives have been taken in recent days to control the spread of the SARS-CoV-2 coronavirus epidemic. How will temporary closing of borders and mandatory hospitalisation impact carriers’ liability in international transport of goods by road?
Coronavirus and international carriage of goods by road
One contract, many doubts: Interpretation of insurance contracts in offshore energy
According to the International Energy Agency, over a fourth of oil and gas supplies today come from the seas. Over the past couple of decades, extraction of natural gas from offshore deposits has risen by over 50%. There is also growing emphasis on offshore wind energy. Ventures of this type are technically complex, often innovative, and consequently costly. That is why fuel companies insure platforms, borings, and drilling equipment. What is important to pay attention to in such insurance policies? How to prepare for a potential dispute?
One contract, many doubts: Interpretation of insurance contracts in offshore energy
Direct compensation from insurers under the new commercial procedure
Will the amended civil procedure rules improve the litigation position of people suffering a loss in motor vehicle collisions?
Direct compensation from insurers under the new commercial procedure
Yellowhammer—a whip for carriers: Who will be responsible for deterioration of perishable goods during border controls?
In September, the British media published a documentary on Operation Yellowhammer, analysing the possible effects of the UK’s withdrawal from the European Union without an agreement. The legal chaos caused by a hard Brexit could lead to several days of truck stoppages at the border, creating a risk of damage to perishable goods.
Yellowhammer—a whip for carriers: Who will be responsible for deterioration of perishable goods during border controls?
A contributory role in contributing. When might an error made by a representative lead to a decrease in the amount of damages due?
Properly determining the amount of damages sought for loss of health, where a party pursuing a claim for injury partly caused the loss, can be a problem even for professional representatives of such claimants. This is because this issue raises a number of grave practical concerns, addressed by the Supreme Court in a resolution of 11 April 2019 (III CZP 105/18), and also by other bodies.
A contributory role in contributing. When might an error made by a representative lead to a decrease in the amount of damages due?