Joanna Werner
Remote onboarding of new customers: New rules starting in July 2027
A year might seem like a long time, but it’s not much for rebuilding processes for remote identification and verification of customers’ identity for anti–money-laundering purposes. In 2027, institutions will face two related reforms. First, the AMLR (Regulation (EU) 2024/1624) will begin to apply directly, along with the regulatory technical standards for due diligence of customers. Second, 2027 will be a key year for application of the changes under eIDAS 2.0 (Regulation (EU) 2024/1183), implementing the European Digital Identity Wallet (EUDIW). What will change for obliged entities?
Intragroup services: Is there any chance for exemption from AML obligations?
Shared-services centres functioning within a group may formally have the status of an “obliged entity” under anti money laundering and countering financing of terrorism regulations, even though the AML/CFT risk associated with their operation is minimal in practice. Is there any chance that the EU’s AMLR, which enters into force on 10 July 2027, can change this situation?
Poland is implementing the NPL Directive. What will change for market participants?
The Act on Credit Servicers and Credit Purchasers of 20 December 2024 was published in the Journal of Laws on 4 February 2025. It implements Directive (EU) 2021/2167 on credit servicers and credit purchasers, known as the NPL Directive.
